Process

Our planning process is part of an established and cultivated system. Our clients will enjoy the satisfaction of knowing every available strategy will be considered.

Foundation Assessment System

• We build a portfolio that illustrates the current potential financial outcome.
• We identify risks that could impact our client’s situation and evaluate strategies to  help reduce potential exposure to loss suffered from unforeseen events.

Investment Strategy

• Achieve positive returns after taxes and inflation that are appropriate for the client’s stated risk tolerance and goals.
• Create professionally managed portfolios which include both equities and fixed income.
• Allocate equities between value, growth, and various market capitalizations as appropriate.
• Ladder fixed income maturities to reduce interest rate risk.

Risk Management Strategy

• Portfolio risk is managed through the use of asset allocation and portfolio rebalancing.
• Asset Allocation is the process of combining asset classes to achieve a certain potential return at a given level of risk.

Portfolio Rebalancing Explained

• Rebalancing is the process of systematically realigning the proportion of one’s portfolio of assets
• Rebalancing automatically enforces the old maxim of “Buy Low / Sell High”

Lifetime Partners

• Using professional persistence and team approach, planning is reviewed on an ongoing basis and remains dynamic, able to adapt to the client’s ever changing circumstances.

With our up-to-date planning tools, access to wide variety of investment options and experience in the industry, we present you options that will guide you with your financial plan and goals.